Fantastic opportunity in the heart of Cockeysville - the location you've been waiting for at a price you won't believe! This Monterey of Montrose rancher offers a comfortable and functional layout with 3 bedrooms and 2.5 bathrooms, making it perfect for those looking to update and personalize their living space. The main level features a spacious kitchen with table space, a cooktop, and a wall oven, ideal for home-cooked meals. The living room boasts a bay window, and hardwood floors run throughout the living and dining rooms, extending into the well-sized bedrooms. The dining room has sliders leading to a covered rear deck, providing a seamless transition for indoor-outdoor living. The primary bedroom includes its own full bathroom, complemented by two additional bedrooms and a full hall bath on the main floor. The lower level features an inviting family room with a wood-burning fireplace, a recreation room, and a large storage area. Exterior highlights include an attractive stone retaining wall, a partially fenced rear yard with lush lawn, a new oversized shed, and a paved driveway for two vehicles. Updates include the architectural shingle roof (2015) and hot water heater (2020). Outdoor enthusiasts will appreciate the proximity to Oregon Ridge Park, the NCR Trail, Cromwell Valley Park, the Maryland State Fairgrounds, Valley View Farms, Padonia Club, Fox Hollow Golf Course, Loch Raven Reservoir, and Hunt Valley Shopping and Dining. Commuting is a breeze with easy access to the Cockeysville Light Rail Station, I-83, I-695, and York Road. Whether you're planning to renovate and resell, remodel and rent, or make it your own home, this charming Cockeysville rancher offers an abundance of potential for homeowners and investors alike!